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Terms & Disclosures

Effective June 26, 2026

Website information is general and educational. It is not a binder of coverage, guarantee of eligibility, legal advice, tax advice, or a substitute for official plan documents.

Business identity

This website is operated by Dustin Lumpkin Health Coverage Advisory. Dustin Lumpkin is a licensed health insurance advisor serving individuals, families, self-employed professionals, and business owners across multiple states.

Plan availability and eligibility

Health coverage availability, premiums, provider networks, prescription formularies, benefits, exclusions, underwriting, effective dates, subsidies, and eligibility vary by applicant, carrier, product, state, and other factors. Private options may be subject to health questions or underwriting and are not guaranteed to be issued.

No government affiliation

Dustin Lumpkin Health Coverage Advisory is not a government agency and is not affiliated with or endorsed by the federal government, any state government, Healthcare.gov, or a state marketplace.

No carrier endorsement

References to insurance carriers, networks, products, or plan categories are descriptive only and do not imply ownership, sponsorship, or endorsement. Not every carrier or product is represented in every market.

Accuracy of information

Reasonable efforts are made to provide accurate information, but website content may not reflect the latest carrier, regulatory, or market changes. Official carrier materials, policy documents, and written notices control in the event of a conflict.

Electronic communication

Email, website forms, and standard text messaging may not be encrypted. Do not send Social Security numbers, payment information, or sensitive medical records through unsecured channels.

Contact

Questions may be directed to dustinhealthadvisor7@gmail.com or (407) 813-9035.